Slavery as a Cruel Institution essays

Slavery as a Cruel Institution essays Cruelty can be defined as an inhumane action done to an individual or group of people that causes either physical or mental harm. Slavery, at its very core, was a cruel and inhumane institution. From the idea behind it to the way that it was enforced, it degraded the lives of human beings and forbade the basic liberties that every man deserves under the Constitution of the United States. Three major areas where cruelty was especially prevalent were in the slaves working conditions, living conditions, and loss of fundamental freedoms. Working conditions for slaves were about as bad as can possibly be imagined. Slaves worked from dawn till dusk and sometimes even longer. Solomon Northrup describes his experience as a slave on his Louisiana plantation: The hands are required to be in the cotton field as soon as it is light in the morning and with the exception of ten or fifteen minutes, which is given them at noon to swallow their allowance of cold bacon, they are not permitted a moment idle until it is too dark to see, and when the moon is full, they often times labor till the middle of the night (Northrup 15). The slaves lived in constant fear of punishment while at work, and it was that fear that drove them to obey. Northrup continues to say that, No matter how fatigued and weary he may bea slave never approaches the gin-house with his basket of cotton but with fear. If it falls short in weightif he has not performed the full task appointed him, he knows he must suffer (10). He goes on to explain that after weighing, follow the whippings (10). This was not the end of the workday for a common slave though. Each slave had his or her own respective chores to do. One feeds the mules, another the swineanother cuts the wood, and so forth (Northrop 11). Then there were jobs to do in the slaves quarters, jobs that were necessary for their basic needs and surviva...

The U.S. Pledge of Allegiance in German

The U.S. Pledge of Allegiance in German One of the best ways to learn German is to use something that youre already familiar with. For German students in the United States, the Pledge of Allegiance is a great lesson that can be tailored to beginners and advanced students.   The majority of American students grow up citing the Pledge of Allegiance (Der amerikanische Treueschwur). Its fixed in our memories from a very young age, so learning it in German can really help students understand and practice grammar, pronunciation, and vocabulary in a single and recognizable sentence. U.S. Pledge of Allegiance(DerAmerikanischeTreueschwur) In this instance, we use der Treueschwur  for the  English word  and the U.S. Pledge of Allegiance translates to der  amerikanische  Treueschwur  or  Treueschwur der USA. Taking those famous words, I pledge allegiance... into German is a matter of finding the right vocabulary and placing it in the correct word order. The Pledge can be an excellent lesson for students of all levels. Beginners can use it to practice German pronunciation and learn some new vocabulary while reciting it with the familiar cadence. Intermediate students can use it to study word order and proper German grammar. Advanced students can make their own attempts to translate the Pledge into German own, then compare it to the examples given. Keep in mind that translation from one language to another is never perfect or word for word. As you can see in the two examples, different words can mean the same thing. For instance,  schwà ¶re  means swear and  gelobe  means vow, but theyre both used for the verb pledge. Another example is the words  jeden  (each) and  alle  (all).  They both can be used to mean everyone, which is what the Pledge implies by all. It should be noted, however, that the first translation is the more widely accepted version of the two. German translation 1: „Ich schwà ¶re Treue auf die Fahne der Vereingten Staaten von Amerika und die Republik, fà ¼r die sie steht, eine Nation unter Gott, unteilbar, mit Freiheit und Gerechtigkeit fà ¼r jeden.â€Å" German translation 2: „Ich gelobe Treue der Fahne der Vereingten Staaten von Amerika und der Republik, fà ¼r die sie steht, eine Nation unter Gott, unteilbar, mit Freiheit und Gerechtigkeit fà ¼r alle.â€Å" The Pledge of Allegiance: â€Å" I pledge allegiance to the flag of the United States of America and to the Republic for which it stands, one nation under God, indivisible, with liberty and justice for all.† Who Wrote the U.S. Pledge of Allegiance? The Pledge of Allegiance was written by Baptist minister and socialist Francis Bellamy. It first appeared in The Youths Companion  magazine in 1892 to commemorate the 400th anniversary of the discovery of America. The original oath used the phrase â€Å"my flag† rather than â€Å"the flag of the United States of America.† The change was made in 1923. The next alteration occurred in 1954 when Congress inserted the phrase â€Å"under God.† It is interesting to note that, according to his granddaughter, Bellamy himself would have objected to this religious amendment. Additionally, the author had  originally wanted to include the word â€Å"equality† in front of â€Å"liberty and justice.† He reluctantly left that word out because he felt it controversial. Equality did not seem right to him given the fact that women and African Americans were not considered equal by many people in 1892.

CRJ-105 questions Essay Example | Topics and Well Written Essays - 250 words

CRJ-105 questions - Essay Example However, given the drug courts currently in operation and the success with which they have operated to date it is clear that they are the future for drug related crime. According to the National Institute of Justice, â€Å"As of June 2010, there were over 2500 drug courts operating throughout the U.S. More than half of these target adult offenders; others address juvenile, child welfare and different court case types.† (National Institute of Justice, 2011) Anything that can reduce crime while at the same time reducing the potential for recidivism of criminals and benefit the community at the same time is a positive approach within the modern criminal justice system. By integrating treatment programs into the sentencing of the individuals for the drug related crimes committed society will see a vast difference over time as well as the levels currently seen in the prison system will be reduced. According to one report, â€Å"A number of randomized and controlled experimental studies published in peer-reviewed journals have found that drug court graduates have significantly lower re-arrest rates†¦Ã¢â‚¬ (National Institute of Justice,

Tim Burton and art Research Paper Example | Topics and Well Written Essays - 2500 words

Tim Burton and art - Research Paper Example Tim Burton’s controversial pieces in a myriad of forms of art add flair to the debatable position that the art culture continually gets attached to. It can thereby be correctly stated that making a contribution to the industry in the manner in which Tim Burton does is a unique package that any other industry would warmly welcome. In this discourse, a view of the career that Tim Burton has had in art industry is made in order to highlight the importance that individual artists uniquely add to the entire culture. The uniqueness of this artist is particularly given the center-stage in a number of reviews for four different art pieces. Perhaps one striking contrast in the personality of this artist in the discussion is the current profession, though still in art, which is a complete shift from his earlier forms of art works. An introduction to the artist’s cultural environment during his career and his profile enable a critical analysis on his works which ends in a conclusion on the general contribution to American culture in the tail end of the discourse. Artists’ style of work is largely influenced by the prevailing environment due to the close relationship that art and culture or social surrounding of a people. It therefor implies that something can be picked from an artist’s work to depict the form of influential waves prevailing in form of culture that the people in the artist’s community had. Tim Burton’s career commenced in the early 1980’s during which fine art experienced many changes. Tim Burton was brought up at a time when the movie industry was hitting the market and he particularly had a taste for film works. Interestingly revelations on his early life confirm his liking for films where he made the influence contributed to his spirited input in making his first film in 1971 when only 13 years of age. Film making industry influence assisted in bringing out the artist skills in the artist by triggering interest in film

Learning Visual Basic Essay Example for Free

Learning Visual Basic Essay Visual Basic was a learning challenge for me. After my first assignment, I started learning from my mistakes and eventually started understanding a little more at a time. Having already learned a few basics in Web Development coding, Visual Basic was quite a bit different in programming language. Visual Basic is an Integrated Development Environment (IDE), which uses a Graphical User Interface (GUI) to create and modify code that is written in a basic programming language. There are different ways to use code in Visual Basic to make time more manageable by using less lines of code. During Class we learned how to convert algorithms to programs using input, output, variables, and looping. By reading flowcharts, hierarchy charts, and pseudo code a person can analyze and process the steps on how a program is to run. There was also a discussion on the different data types and how to use them. There are 11 data types used in Visual Basic and they are: * Boolean * Byte * Currency * Data * Double * Integer * Long * Object * Single * String * Variant Using Windows Form Applications, various input/output boxes were designed and rogrammed to run by setting up variables using expressions and operators. Visual Basic could be an asset in the future as I pursue a career in Computer Science or programming. I believe this course will help by adding to the accumulating skills and could be used to open many opportunities in the Information Technology field. Learning to analyze and make decisions on various programs and their creation, Visual Basic could aid in understanding different coding concepts that may be familiar or similar.

The Internets Impact on Traditional Genres of Art :: Technology Computers Essays

The Internet's Impact on Traditional Genres of Art Data technology and computers are without a doubt already playing a major role in very many peoples’ lives and will probably do so far into the future. Every single day the little power-up sequence of turning a computer on happens millions of times all over the world, and is commonly more and more often followed by making the computer â€Å"go online† via the Internet and the World Wide Web. â€Å"In a few years men will be able to communicate more effectively through a machine than face to face.† (Mayer 1999, p14). This dramatic statement is from an article written by two computer visionaries; Licklider and Robert Taylor as far back as in 1968. They realized in the 1960’s that people weren’t satisfied with just interacting with their computers. They wanted to use their computers to interact with other people. The rise of the personal computer by Apple and IBM introduced the rest of the world to computing. In the 1980’s PCs became a common fi xture in homes and offices, and the Internet and the World Wide Web started to kick of. People were using their computers as Licklider and Taylor had prophesized, as a medium to interact with other people. Today computers are - next to telephones and face-to-face conversations - without a doubt the most used medium for communication in industrialized countries. People send enormous amounts of emails every day, videoconferencing is getting more and more common and online chatting rooms and discussion forums are becoming increasingly more popular. Actually, according to www.internetworldstats.com/stats.htm the amount of internet users worldwide 1st of September 2004, was as many as 800,040,498, as opposed to â€Å"only† 360,971,012 in 2000. A growth of no less than 121.6 %. So how is this impacting on traditional genres of art? As mentioned above the Internet is a very fast growing medium, also for interaction between people. This relatively new medium has not only created a lot of new types of occupations and businesses, it has also in many ways altered a number of the existing ones. This also applies within the field of art. As art has traditionally been thought of as something one can touch or view up close, like a painting or a sculpture, some find it hard to accept digital art to be a proper form of art. But as Shawn Olson – a former photojournalist and now the author of â€Å"Artistic Network creative arts† on the web - states; â€Å"I've heard people say that technology lessens the value of art.

Marvelous Hstory Makings for Women from 1865 Essay

Women have sought out equality and its benefits for the longest of time. Their desire to own themselves and control the world’s perspective of women has been motivation throughout decades. Looking back as far as 1865, Women have always worked hard to care for the family even while they stood behind the man. Women used their skills to manage the home by bringing income in through making and selling clothing. There was a time when it was unacceptable for a woman’s shoulders to be bare in public, and unheard of to be seen with their belly visible. Sex without marriage was obscene as was the option of having sex with preventive methods. And they eventually won the battle of who can and cannot vote. Women struggled against men for and objective females for the right to enlist in the military. Abortion was brought to existence to protect women from birthing unwillingly. The world experienced several acts and rights to ensure women gained equality. Women tackled the world for women related changes drastically since 1865 and do not plan to back down. This paper defines that women have fought for equality in employment, fashion, voting, military choice, and even birth options; they achieved such rights through feminist acts like the women’s liberation movement and they will forever expect rightful equality. â€Å"Women worked hard to create income for their family, such as making clothes from scratch, turning fresh raw game into meals, cleaning homes and baking† (Bowles, M. 2011). Women did just about everything that a man did on top of their own work; they had to be prepared for the unexpected. Women would have to do other things like, tending to the farm animals, and handling the crops. Where democratic freedom is concerned, women fell short along with African Americans for the longest of time. 1842-1932, Anna Elizabeth Dickinson, an orator of the American Civil War period spoke out on women’s rights. She gave her first serious speech in 1860, before the Civil War began, addressing the Pennsylvania Anti-Slavery Society. In 1861, she spoke on the ‘Rights and Wrongs of Women’. She spoke for organizations that focused on adult education programs (Woloch, N. (2013). Education could free women. Women searched for equality in the work place; for real payroll opportunities that were only granted to males. â€Å"There were far less than few professions offered to women if they sought a career for themselves. Other than a teacher, a nurse, or a social worker, women were not given the chance at other forms of employment† (Bowles, M. 2011). Females were given a short break when war began, and were allowed secretary, cook and nurse positions. The women’s rights movement was kicked off in year 1848. Elizabeth Cady Stanton, an American leader in the women’s right movement put together the Declaration of Rights for women. The declaration gained 68 women signatures as well as 32 men signatures. Not only was this declaration of rights after the end of women’s struggle for work equality, but also for educational strengthening, and desired voting rights. â€Å"Stanton, and another strong willed women like Susan B. Anthony, fought through the late 19th century to be victorious, unfortunately as their passing came in 1902 and 1906 they still were not welcome to vote† (Bowles, M. 2011). Women accessed small freedoms along their journey to the great equality. Women strived for dramatic change in their lives. While rights of voting, necessary education and military options were in the works women started making changes that did not require the governments time. Women spiced up their attire. The 19th-century dress reform was a social protest. Dress reformers set their bodies free from the physical and ideological constraints of society’s acceptance of fashion. The reform became a stand for equality. The reform short dress embodied the movement’s ideas by redefining femininity and influence for women. â€Å"In the 19th century America industrialization revolutionized life, pushing cultural, social, political, and even educational change. Opportunities for women extended and contracted simultaneously. Such tremendous social upheaval in such a short time, fifty years created significant tension in the United States† (Torrens, K. M. 1999). Women were on fire. Women cut their hair, began sporting the bob, and experimented with makeup. With the exception of actresses very few women wore lip stick or even powder on their face. To see women decorating their faces for reasons other than entertainment was absurd, yet alluring and exciting. Women were making their mark in America. â€Å"Short skirts, unbuckled boots, and heavy makeup made up the ‘flapper’. Daring teenage girls explored this look and older generations were stunned by the outrageous fashions and attitudes† (Bliven, B. 1925, Sept. 9). â€Å"Women’s skirt lengths crept up through the years; presently we are not awe struck to see a skirt not worthy of being called a skirt, but in 1915 most considered a skirt that ended below the knee to be simply scandalous† (Bowles, M. 2011). In the 1920’s flappers were considered a new breed of young Western women who wore the above mentioned short skirts, bobbed hairstyles, and they also listened to jazz. They would flaunt their rebellious ways in society. Flappers wore excessive makeup, drank, smoked and they were guilty of treating sex more casually than the bond between married people. Not all women were as bold and could reveal as much skin as the flapper girls. â€Å"Many tried to gracefully mix the old with the new in order to protect themselves as well as fit in with the new† (Torrens, K. M. 1999). Women took control of appearance. It took years for women of generations, races, cultures etc†¦ to accept the option to dress how they wish, and even presently there are still cultures that resist the urge to break free and dominate their attire, but for American women fashion is freedom. Fashion is a historical point made that women will be equal, women will stand as tall as men and be seen, heard and respected as man, not just thought of as â€Å"from the rib, which God has taken from man, made him a woman, and gave her to the man† (Robert A. Couric, 2003). I, as a woman, vote yes to that. Voting has been a desire of women for quite a stretch of time. Act after failed act women fought passionately for equality in voting. What sense does it make that a male can choose who runs his country and a female cannot have a say? When the Declaration of Independence was done in 1776, it stated that all men were created equal, but said nothing of women’s rights. â€Å"Several women’s rights leaders found this to be unacceptable and, along with other proud women, Stanton created the term ‘Womanisfesto,’ which was modeled after the Declaration of Independence† (Roberts, 2005). Passed by Congress June 4, 1919, and approved on August 18, 1920, the 19th amendment promised all American women the right to vote. Victory took decades to achieve. Marches, speeches, letters of defiance, and civil disobedience all lead to the radical change of the Constitution. Before that in 1869 the National Woman Suffrage Association was begun, with the goal of securing an amendment to the Federal Constitution for woman suffrage (Woman suffrage). After years with much fight, failure and motivation to enforce women’s rights to vote, the 19th amendment was finally accomplished. The Presidential election of November, 1920, was the first official opportunity for all American women to utilize their right to vote (Woman suffrage). War caused huge vacancies, resulting in great opportunity for women because they were discriminated against in job choice. There was a high demand for assistance in the field, therefore the government called women in to volunteer for service, and why not take that shot at future security. Unfortunately they were not given military privileges or benefits. Women were granted the chance to also serve the military in secretarial jobs and some women drove trucks. Women gained employment during the war, but unfortunately lost them once men returned from Europe. â€Å"The participation of women in the war was serious, not only for the nation, but for their own cause† (Bowles, M. 2011). Women started off serving in the military as contracted or volunteered nurses, cooks and they even disguised themselves as soldiers. During the American Revolution Deborah Samson joined in the Continental Army as Robert Shurtliff, she served as a soldier for almost one whole year, but that opportunity for females was stripped from them when the armed forces decided they were going to ensure that only the healthiest men were in the service, so they started thorough physical examinations (history and collections). The 1960s and 1970s saw an important legislation enacted to address sex discrimination in employment and education. Phyllis Schlafly, a woman opposing the equal rights amendment accused that the amendment would create a â€Å"unisex society† while weakening the family, harming the vision of the homemaker, legalizing homosexuality, and exposing girls to the military draft† (Steinem, G. 1970). Well, women on board with the equal rights amendment were all for it, and would not stop aiming for success even if some of the shared sex were against it. In 1948 Congress passed the Women’s Armed Services Integration Act allowing women status in the military, as well as veteran’s benefits. During the late 1940’s females were allowed permanency as members of the armed forces. They were given all the power men have in military; presently in 2013, the United States Armed Forces flipped a 1994 rule that bans women from serving in certain combat positions, totally cleared the way for women to hold positions in front line units and powerful commando teams. Rights of work choice were on the rise for women. Women were frustrated with their place in society and their progress in their fight to obtain employment and achieve equal rights. In 1960 the amount of women workers doubled in 1940, and just about 40 percent of all females over the age sixteen had employment. The female employee rate increased four times quicker than the rate of men. Wives at work doubled in percentage in between 1940 and 1960† (Purnell, S. E. 1976). The Women’s Liberation Movement was a feminist political movement which developed in the 1960s and 1970s. Year 1961 oral contraceptives or birth control was accessible for women and it was the first step of the women’s liberation movement. In 1961, President Kennedy’s commission to examine the issues involving women discovered that discriminatory actions were indeed being taken against women. In 1963, the Equal Rights Act was in place. It ensured that discrimination between sexes concerning the wages in the work establishment was against the law. In 1964 President Johnson finalized the Civil Rights Act. Signed papers did not mean that realistically women were treated fairly, so a group of women known as NOW, or National Organization for Women took action to bring women’s participation in society up to par, as equal partners to men. The liberation movement made huge steps for women to ensure equality and opened doors for other possibilities for women. The choice to birth a child or not became a concern for women. Several anti-abortion laws had been around since at least 1900. Abortion was prohibited in 30 states and legal only under certain scenarios that could include rape-pregnancies, or incest in the other 20 states. 1925 Margaret Sanger presented the world with her speech, The Children’s Era; the speech addressed the results of overpopulation and a lack of birth control options. Her words: â€Å"Before you can cultivate a garden, you must know something about gardening. You have got to give your seeds a proper soil in which to grow†¦ † (Margaret Sanger, 1925). There is a difference in relation to giving birth unwilling and doing so unprepared. Just about two years after this successful speech, Ms. Sanger spoke at the first World Population Conference in Geneva. Understanding that women would be blamed for their conditions and the repeated pregnancies they faced, Sanger reached out to her audiences in hopes they would help fund her birth control ideas and laws. She used the stories of children to bond her listeners and force support for the services for mothers. She also goes in to great detail about diseases, and a couple other issues concerning life without birth control. It is no secret that there are situations where girls are drugged or raped and result in unwanted or unsafe pregnancies. Where are their escapes? In 1973 the Supreme Court made the decision Roe v. Wade. It invalidated all of the above mentioned laws, and reset guidelines for the abortion. That granted women the right to abort life if they believed it necessary. I, as a young woman and mother, do not shout for joy in this particular right, but I can certainly appreciate the option if ever the horrifying requirement presented itself. Birth control has also become a growing industry that allows women so many different methods of contraception. It is a great thing too, because the open options allow less unaccepted abortions. Women have succeeded in much more than the allowance to choose birth; they have birthed great opportunities for future women. Decades of females fighting for the chance at equality, none of it went in vain for women have gracefully achieved the long awaited desires. Employment is now option and right to women. Women are no longer viewed as the weaker sex and entitled only to house wife, farm girl, or clothing makers. Women dramatically transformed their appearance, giving life to their look. They can realistically and openly express themselves; they have opened a world of opportunity for present and future generations. Military branched out and welcomed women with open arms after quite the fuss, but women are proud Americans as well and have done their fair share in bringing wars to end. The ballot boxes are no longer limited to the male species only, women successfully conquered that battle and have continued to show up to every voting occasion. Women even won the war of being able to choose whether or not to have child. Life is not fair, but women have gained rights to fairness in all that they do in society. There still may be corners of the world with different perspectives on how women rank in society, but watch out for the modern day Elizabeth Stanton and Susan B. Anthony, because there will always be strong women ready to right the wrongs of inequality.

Describe the various stages of the typical lifecycle of an individual in the UK today and identify the most relevant financial products that should be considered at each stage Essay

Describe the various stages of the typical lifecycle of an individual in the UK today and identify the most relevant financial products that should be considered at each stage To date, the interpretation of the concept of â€Å"life cycle of the individual† has a lot of variations. In this case, the main of them wearing in one degree or another echo of the financial and economic issues, is: – The sequence of qualitatively different stages of development of the organism. – Model income and consumption over the life. With regard to the first definition, then there also exists a certain gradation, which is the existence of several theories regarding the quantitative and qualitative characteristics of the stages of the life cycle. The most famous theory of division of the life cycle of an individual on the steps of the theory are researchers such as Alpheus Hyatt, Sullivan, Thomas S. Dalton, Randy B. Evans, and also such theory as of E. Erikson and Joel Martin. The most expedient and convenient to the financial context of the question is the theory of the division of the life cycle of an individual to a number of stages by Alpheus Hyatt. This theory is the basis for the division of the life cycle of an individual to 3 stages: formation, productive phase and effective step. Phase formation covers the time period from the moment of birth of the individual up to 25 – 32 years. This period is due to the formation of life basis, so on the first stage of the life cycle is the formation of the moral aspects of the personality, the initial accumulation of experience and the formation of an information foundation that actually affects the formation of a set of financial products most commonly consumed by the population of the United Kingdom in the future. Productive stage is the second stage in the life cycle of an individual, including an individual residing in the United Kingdom. This stage lasts from the end of the formation phase of up to 54 – 62 years. This cycle is considered to be working during it productively apply the knowledge and experience gained and accumulated during the formation phase. These years were marked by a high capacity for work and the desire to implement ideas and achieve their goals. Finally, the third stage of the life cycle – score is final. It extends from the end of the productive phase until the end of life. It was during this cycle; individuals are satisfied with the achievements and receive a reward for all his works and deeds, not only morally, but also in material terms. As for the second definition of the life cycle of the individual, in this case it should be noted that in the context of the problem, the latter is more rational in terms of financial and economic sense, and as the former requires more detailed consideration, but at the same time, the latter is specifies the elements of a continuation and development stages of the first definition, namely, its financial and economic sense. In this regard, it is worth noting that in the present world context of the above issue, it is a rational assumption that, as a rule, children who actually represent the first stage in the life cycle, live at the expense of their parents, if we talk about the first part of the first phase life cycle, namely up to 18 years, speaking about the citizens of the United Kingdom. In addition, the first stage of the life cycle, as well as generally achieved the highest level of consumption, which is due to a period of the early years of adulthood, and forcing a number of items to purchase household goods and parenting. Such financial and economic characteristics of the first period of the life cycle, flows smoothly into the second, but in the first case applies the highest consumption level in the second half stage , what concerns the productive phase of the life cycle, in this case, the highest consumption level in the first half of the spread phase. This model leads to a model of savings, which are usually small in the early years of adulthood, high in the period after the children have grown and become negative during retirement. Thus, the youth begins with low incomes (1th stage of the life cycle), which is gradually increased until it reaches middle age (the 2nd stage of the life cycle), and then the characteristic of income is the sharp decline stage (third stage of life cycle), due to retirement. Usually, the third stage of the life cycle as well due to the receipt of earned income and more (to the end of life), but usually in smaller amounts. Consequently, the assets of households tend to grow until retirement and a reduction thereafter. â€Å"Start† and whether the â€Å"finish† if in fact the assets at zero depends on how society relates to the question of inheritance: the majority of people, particularly those who living in the UK leave positive assets at the time of his death, if only because they do not know when it will happen. Also worth noting, and take into account when considering the life cycle of a typical person in the UK today, the fact that the life-cycle model of savings assumes that the distribution of assets will be uneven between households, even if their incomes and social positions within the same life cycle. Along with all the above, it should be noted that all life cycle stages listed above are typical for any individual residing in the territory of more and less economically developed countries in general, and for individuals residing in the territory particularly the United Kingdom. Considering the financial products as part of normal everyday life of individuals living in the United Kingdom in each of these stages of the life cycle, it should be noted that financial products are integral part of daily life. With regard to the factors described through the use of financial products throughout the life cycle of the individual resided in the UK to date, it should be noted that the most common financial products today are shares, loans, particularly mortgages, deposits, options, futures, swaps, those insurance some aspect of life and objects, as well as commodity contracts and interest rates. All of the above financial products individuals residing in the United Kingdom is used throughout the life cycle. At the same time, depending on the stage of the life cycle of an individual uses certain financial products, inherent to its needs relevant to this stage. At the first stage of the life cycle, so from birth to 25 – 32 years, United Kingdom for individuals most relevant is the use of such financial products, such as long-term and Short-term loans, particularly mortgages, compulsory insurance, in particular, Medical insurance, pension insurance and liability insurance, in addition, quite common in the above-mentioned period of the life cycle of an individual is the UK property insurance. At the second stage of the life cycle, so from 25 – 32 years and 54 – 62 years of the United Kingdom most individual relevance use financial products such as stocks, options, futures and swaps , as well as commodity contracts and interest rates. At the same time, so it should be noted that at this stage of life do not lose relevance and financial products such as compulsory insurance and property insurance, as well urgent to use life and health insurance. Thus, considering all of the above it should be noted that the second phase of the life cycle of an individual residing in the UK, today used the widest range of financial products than during other stages. The reason for this state of affairs is the fact that it was during the second stage of the life cycle, as a rule, most individuals who living in the UK reach a peak of career, have a family, get a certain amount of real estate and other property, as well as characterized by the highest level of wages for all life cycle. In the third stage of the life cycle, the most relevant financial products used by individuals of the United Kingdom are the deposits, most types of insurance, especially with regard to life insurance, as well as the most reliable stocks and other securities. As seen from the above, in the third stage of the life cycle most individuals are trying to best protect their use of financial products, reducing the risks to minimum that is logical, given that the reporting stage of the life cycle lasts from 54 – 62 years until his death. Analyzing the life cycle of an individual United Kingdom, as well it should be noted that the only financial product that is gaining relevance for UK citizens at the stage of formation, and does not lose so for productive and efficient life-cycle stages is insurance. In this case, depending on the stage of the life cycle are added only certain types of insurance and insurance objects. This situation is related not only to the existence of the United Kingdom of compulsory insurance, which in itself suggests the beginning of the use of insurance to meet individual age and continues until death, but also the factor that the whole life cycle of the individual accompanies a number of risks of varying complexity and specifically, these risks relate to most other financial products used by individuals throughout life. Of course, the actual separation of the above financial products for individuals residing in the United Kingdom is far from ambiguous, since it depends not only on the age group that falls under one or another individual, but also on other factors, for example such as the scope of activities, family status, presence of children, average salary, and others. For example, the likelihood that students will benefit from the mortgage insurance or property is extremely small, but if the stage of formation (in the second half of the stage) the individual is enrolled in higher educational institution (for example in postgraduate) has a wife and / or children, the probability of acquiring such individual mortgage and other long-term loans, as well as property insurance, increases dramatically. Along with this, there is an example of a large homeowner or just an entrepreneur and working diner, which are on the second stage of the life cycle. Range of financial products an individual representing the first and second class will be significantly different. For the first and most urgent is to use various tools to expand their existing business, by finding additional sources of joining the capital, one of which is the acquisition of commodity contracts, options, futures and swaps, as all of these financial products can not only increase the capital of the individual, but and to do this in the shortest possible period of time in comparison with other financial products. For an ordinary worker, all financial products relevant to a wealthy individual would not be as relevant for a given individual will acquire greater relevance compulsory insurance and the use of shares and promissory notes. However, at this graduation, presented earlier are the most widespread and the most relevant classification of financial products such individuals regarding the use of the United Kingdom. Reference List 1. Alpheus, H. (1902) Cycle in the life of the individual (Ontogeny) and in the evolution of its own group (Phylogeny).

Doctor Assisted Suicide essays

Doctor Assisted Suicide essays Throughout recent years, debate in the U.S. about doctor-assisted suicide has gradually increased. The question of whether or not a physician should be able to assist in the planned death of a fatally sick person has been argued by many different sides. Assisted suicide advocates, such as Right to Die organizations, argue that human beings that are terminally ill should have the right to end their suffering and die with dignity. Opponents of the subject, such as the AMA, claim that the idea is morally wrong and will lead the medical profession to value death, instead of preserving life. The issue of assisted death is widely acknowledged throughout the world. In fact, doctor assisted suicide is legal in the Netherlands as well as the state of Oregon, and the act also takes place illegally in the U.S. and around the rest of the world. Assisted suicide is either prohibited by law or has been prohibited by court rulings in just about every state. Attempts to legalize assisted suicide through voter initiative were defeated in California in 1992 and Washington State in 1991(issues).. Over 20 state legislatures have considered and overpowered similar laws(issues). Oregon's policy on doctor-assisted suicide differs from all other U.S. policies in that it declares the operation legal. The policy is called the Death with Dignity Act. The Death with Dignity Act allows physicians to prescribe qualified patients a fatal dosage of medicine. The patient is qualified when two doctors must judge independently that the patient has six months or less to live, patients must have explored all treatment options, witnesses must affirm that the patient seeks to die willingly and, if a person's mental competence is in question, a psychologist must confirm that the patient is neither mentally incompetent nor depressed (Oregon). When assisted-suicide is made legal many risks and unwanted conditions may become evident. People fear that if the...

Impressive Ways to Improve Your English Writing Just Sitting in Front of Genius

Impressive Ways to Improve Your English Writing Just Sitting in Front of Genius Impressive Ways to Improve Your English Writing Just Sitting in Front of Genius It’s probably debatable that a person can improve his/her English writing skills by watching a movie. Indeed, it is absolutely true that you can improve your vocabulary, grammar, and pronunciation by doing just that – watching TV. Not All Movies Of course, there are some movies and some Hollywood-produced films that would rather improve your usage of different cursing than will make you a master in English writing! Genius A movie that has captured the imagination recently is the Michael Grandage-directed film Genius, starring Colin Firth and Jude Law. The film is based on a story about a man called Maxwell Perkins, a book editor, and his relationship with a writer Thomas Wolfe. Both have their eccentricities, and their ideas and feelings were bound to fight with each other. It is the dialogue that makes the movie a ‘must see. Moreover, it can help improve your writing skill. Lets see how. Use of Words Her eyes were blue. So quickly did he fall for her that no one in the room even heard the sound While reading a book it is not always needed to understand everything word-for-word. Of course we   picked up the fact that when one falls for somebody that it is rather emotional, but not a physical fall. Such a method made us relax that is very important when you read just for pleasure. It’s doubtful that a lot of English can be learnt just listening to Wolfe, with his southern accent, read out aloud, but the low and measured tones and pronunciation by Perkins, played by Colin Firth, should have inspired English learners to pick up a book like Look Homeward, Angel to enjoy the nuances of the English language. â€Å"Look at all these books. Do you ever stop to consider the pure man-sweat that went into each and every line?† If we talk about the academic papers, there we can also use such a method to catch the reader’s attention. But still, there are some kinds of papers, where you have to omit such informal expressions. Using the Terms While the movie should not be taken as an English vocabulary lesson, budding English learners would have no doubt been enchanted by the use of particular words that were used during the film. For example the usage of ‘man-sweat’ instead of saying ‘hard work’. â€Å"Think back in the caveman days, our ancestors would huddle around the fire at night and wolves   would be howling in the dark,   just beyond the light. And one person would start talking. And he would tell a story, so we wouldnt be so scared in the dark.† You should understand that all writing is about telling a story. The Real Way They Speak WÐ °tÃ' hÃ'â€"ng movies Ã'â€"Ã'• a great wÐ °Ã'Æ' for you to Ã'â€"mÃ'€rÐ ¾vÐ µ your English, Ð µÃ'•Ã'€Ð µÃ' Ã'â€"Ð °llÃ'Æ' Ã'Æ'Ð ¾ur lÃ'â€"Ã'•tÐ µnÃ'â€"ng Ð °nd Ã'•Ã'€Ð µÃ °kÃ'â€"ng skills. FÃ'â€"lmÃ'• are not uÃ'•uÐ °llÃ'Æ' Ã' rÐ µÃ °tÐ µd fÐ ¾r English language lÐ µÃ °rnÐ µrÃ'• thÐ µÃ'Æ' Ð °rÐ µ mÐ °dÐ µ for nÐ °tÃ'â€"vÐ µ EnglÃ'â€"Ã'•h Ã'•Ã'€Ð µÃ °kÐ µrÃ'•. Therefore, thÐ µ lÐ °nguÐ °gÐ µ Ã'â€"Ã'• exactly hÐ ¾w Ã'Æ'Ð ¾u can hear Ã'â€"t Ã'â€"n the real lÃ'â€"fÐ µ it is Ã'•Ã'€Ð ¾kÐ µn quickly, wÃ'â€"th nÐ °tÃ'â€"vÐ µ Ð °Ã' Ã' Ã µnt Ð °nd Ã'€rÐ ¾nunÃ' Ã'â€"Ð °tÃ'â€"Ð ¾n, full of idioms Ð °nd Ã' Ã ¾lloquÃ'â€"Ð °l expressions. English Writing It is a definitely great idea for all English language Ã'•tudÐ µntÃ'• tÐ ¾ wÐ °tÃ' h films Ã'â€"n EnglÃ'â€"Ã'•h Ã'â€"n thÐ µÃ'â€"r spare time fÐ ¾r additional Ã'€rÐ °Ã' tÃ'â€"Ã' Ã µ thÐ °t they might not gÐ µt in the classroom. You can even use movies instead of an English writing online course to enlarge your knowledge without wasting money.

Why College Athletes Should Be Paid To Play Sports Research Paper

Why College Athletes Should Be Paid To Play Sports - Research Paper Example The NCAA is the body charged with the responsibility of governing every facet of college sports in the United States. Established in 1906, NCAA has evolved over the years in its activities which are to the best interest of student-athletes, member universities, and the general public. However, critics do not buy this as the body has been, lately, under the skeptic's attack concerning the standoff on paying college athletes. They ask the question to whose interest is NCAA working. Most writers on collegiate sports confirm that college athletes bring sizable revenue to their institutions. But what do they get in return? Woods, 65, reports that an athlete on full scholarship receives a four-year education that may be worth an upward of $50,000 per year on the higher side. This covers books, room, and tuition. It is true that Football and men’s’ basketball college athletes generate huge incomes to the tune of billions to the schools and NCAA, yet they receive stipends in th e form of scholarships.Unlike other students, college athletes are prohibited from engaging in part-time jobs that can earn them money as most of their time is spent preparing for the sport.This implies that student-athletes are disadvantaged in the financial arena for the time they can use to earn extra cash is utilized in the pitch. It is therefore proper that the athletes be paid beyond what they are paid in the form of scholarships, at least to cater for their miscellaneous expenses and an appreciation of their valuable talents.